Florida Seller Disclosure
Free Florida Seller's Property Disclosure Generator
Create a comprehensive Florida Seller's Property Disclosure (SPDR-43) in minutes. Under Johnson v. Davis, Florida sellers must disclose all known material defects affecting the property's value. This free online generator walks you through every category step by step, including Florida-specific items like sinkholes, flood zones, and FIRPTA.
Property Information
Enter the details about the property to generate an accurate Florida Seller's Property Disclosure statement. This information will appear at the top of your SPDR-43 document.
Review & Generate Your Florida Disclosure
You've answered all 11 sections of the Florida Seller's Property Disclosure Questionnaire. Here's a quick summary before generating your SPDR-43 document.
Your Florida Seller's Property Disclosure
Your Florida Seller's Property Disclosure is ready. Print it or save as a PDF for your real estate transaction. You can also download a text version.
Frequently Asked Questions About Florida Seller Disclosure
What is a Florida Seller's Property Disclosure?
The Florida Seller's Property Disclosure (SPDR-43) is a form used by sellers to disclose known material defects about a property. Under Johnson v. Davis, Florida sellers must disclose all known material defects that are not readily observable. The form covers 11 categories including structural systems, roof, plumbing, sinkholes, HOA restrictions, environmental hazards, and more.
Is a seller disclosure required in Florida?
Yes, Florida requires sellers to disclose known material defects under the Johnson v. Davis standard (1985). While there is no single state-mandated form codified in statute, the FREC-recommended SPDR-43 form is widely used. Failure to disclose known material defects can result in legal liability up to rescission of the sale and damages. Florida also has specific sinkhole disclosure requirements under Florida Statute 627.7152.
How do I fill out a Florida Seller's Property Disclosure?
To fill out a Florida Seller's Property Disclosure, start by entering the property address and seller information. Then work through each of the 11 disclosure categories — structures/roof, termites/pests, water intrusion/flooding, plumbing (including well/septic), pools/spas, sinkholes, HOA/boundaries, environmental hazards, legal/insurance matters, and FIRPTA status — selecting Yes, No, Unknown, or N/A. After completing all sections, add any comments and generate a print-ready document.
Does Florida have a mandatory real estate disclosure form?
Florida does not have a single state-mandated form codified in statute, but the Florida Real Estate Commission (FREC) recommends the SPDR-43 Seller's Property Disclosure form. Under Johnson v. Davis (1985), Florida courts require sellers to disclose known material defects affecting the property's value. Sinkhole disclosure is separately governed by Florida Statute 627.7152.
What is a sinkhole disclosure in Florida?
Florida has specific sinkhole disclosure requirements under Florida Statute 627.7152. Sellers must disclose any known sinkhole activity, past or present settling or soil movement, sinkhole insurance claims, and any sinkhole remediation performed on the property. This is one of the most important Florida-specific disclosures and is covered in Section 7 of the SPDR-43 form.
What must be disclosed by a seller in Florida?
Under Johnson v. Davis, Florida sellers must disclose all known material defects not readily observable. Key disclosure areas include: structural and roof condition, termite/pest history, water intrusion and flooding (including FEMA flood zones), plumbing (water source, septic, wells), pools and spas, sinkhole activity, HOA restrictions and boundary disputes, environmental hazards (lead paint, mold, asbestos, radon), insurance claims history, code compliance, and FIRPTA-related information. The SPDR-43 form covers all these categories.
