The Maryland Residential Property Disclosure and Disclaimer Statement is a mandatory disclosure form required under Md. Real Property Code § 10-702. Sellers of residential real property must provide a completed disclosure statement to the buyer before entering into a contract of sale. It covers foundation, basement, roof, structural systems, plumbing, electrical, HVAC, water supply, septic, insulation, drainage, wood-destroying insects, hazardous materials, and smoke alarm compliance.

Yes, Maryland is a mandatory disclosure state. Under Md. Real Property Code § 10-702, sellers of owner-occupied residential real property must complete and deliver a property disclosure and disclaimer statement to the buyer before a real estate contract can become binding. The seller must disclose all known material defects. The buyer then has the right to terminate the contract within a specified period after receiving the disclosure.

The Maryland disclosure form covers: water supply (public/well/other), sewage disposal (public/septic/other), appliances (garbage disposal, dishwasher), heating system (type/age/condition), air conditioning (type/age/condition), hot water system (type/capacity/age), foundation (settlement or problems), basement (leaks or moisture), roof (leaks/type/age/fire retardant plywood), other structural systems, plumbing, electrical (fuses/breakers/outlets/wiring), smoke alarms and CO detectors, insulation (walls/attic/other), exterior drainage (standing water/gutters), wood-destroying insects (infestation/treatments/warranties), and hazardous/regulated materials (asbestos/lead paint/radon/USTs/landfills).

To fill out a Maryland Residential Property Disclosure and Disclaimer Statement, start by entering the property address and seller information. Then work through each of the 17 disclosure categories — foundation, basement, roof, structural systems, plumbing, electrical, HVAC, water supply, septic, insulation, drainage, wood-destroying insects, hazardous materials, and more — selecting Yes, No, Unknown, or N/A. After completing all sections, add any additional comments and generate a print-ready document with signature blocks.

Md. Real Property Code § 10-702 is Maryland's seller disclosure law. It requires sellers of owner-occupied residential real property to complete a Residential Property Disclosure and Disclaimer Statement. The seller must disclose all known material defects affecting the property. The disclosure must be provided to the buyer before the contract is signed. If material defects are disclosed after the contract but before closing, the buyer may terminate the contract. Failure to disclose known material defects can result in liability for damages.

Under Md. Real Property Code § 10-702, if a seller knowingly fails to disclose a known material defect, the buyer may recover actual damages. If a material defect is first disclosed after contract signing but before closing, the buyer generally has the right to terminate the contract. The seller is not required to make any independent investigation or warranty — disclosure is based on actual knowledge. Certain transfers are exempt, including transfers by foreclosure, first-time sales of new homes, gifts, and transfers between spouses.