South Carolina — SC Residential Contract | SC Code Title 27

Free South Carolina Residential Purchase Agreement Generator

Step-by-step South Carolina Residential Contract generator. South Carolina uses a due diligence period — buyers pay a fee for the right to terminate for any reason. This generator covers SC-specific provisions and contingency guidance.

Due diligence period
~10 minutes to complete
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Who are the parties?

Enter the buyer(s) and seller(s) for your South Carolina transaction.

Property Information

Enter the property details. Most states require specific seller disclosures about known material defects — this generator includes state-appropriate disclosure options in the addendums section.

Purchase Terms

Set the financial terms. In South Carolina, the earnest money deposit demonstrates your good-faith intent to purchase and is typically held by a title company or escrow agent. Standard closing is 30-45 days from contract acceptance.

Choose Your Contingencies

Contingencies protect your earnest money deposit. Each gives you the right to cancel the contract and recover your deposit if the condition isn't met. Click each card to learn the pros and cons.

Inspection Contingency Added

Professional home inspection to identify structural, mechanical, and safety issues.

PROS Critical buyer protection; reveals hidden defects; negotiation leverage; standard practice
CONS Costs $350-500; seller may not agree to repairs; tight timeframe
Financing Contingency Added

Protects your earnest money if your mortgage loan is denied. You must make good-faith efforts to secure financing.

PROS Protects deposit if financing fails; standard practice; gives time to secure loan
CONS Weakens offer vs. cash; strict deadlines for commitment letter
Appraisal Contingency Added

Ensures the property appraises at or above the purchase price. Required for most mortgage loans.

PROS Prevents overpaying; lender-required; renegotiation power
CONS Costs $400-600; appraisal gap may kill deal
Title ContingencyAdd +

Ensures seller delivers clear, marketable title free of liens, judgments, or ownership disputes.

PROS Clear ownership guarantee; reveals liens and easements; protects investment
CONS Title issues can delay closing; owner\'s title policy costs extra

Addendums & South Carolina Disclosures

Select the appropriate disclosures and addendums for your transaction. Click each to learn when it's required.

Residential Property Condition Disclosure Statement — SC Code § 27-50-40
South Carolina requires sellers to complete a property condition disclosure.
Lead-Based Paint Disclosure (Federal — pre-1978)
Federally required for pre-1978 homes.

Additional Terms & Special Provisions

Add any special terms, repair agreements, included/excluded items, or negotiated provisions.

Review & Generate Your Purchase Agreement

You've completed all sections. Review your choices before generating your document.

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Contingencies
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Addendums
Purchase Price

Your South Carolina Purchase Agreement

Your South Carolina Residential Purchase Agreement is ready. Print it or save as PDF. Have it reviewed by a qualified real estate attorney before signing.

South Carolina Purchase Agreement FAQs

What are common contingencies in a South Carolina purchase agreement?

Most South Carolina purchase agreements include inspection, financing, and appraisal contingencies. The inspection contingency gives you the right to have a professional inspect the property and negotiate repairs or cancel. The financing contingency protects your earnest money if your loan falls through. Always consult with a local real estate professional about which contingencies are standard in your market.

Are seller disclosures required in South Carolina?

Yes. South Carolina requires sellers to disclose known material defects about the property. The specific form and requirements vary. Have your real estate agent or attorney guide you on the correct disclosure form for your transaction.

What is the typical earnest money deposit in South Carolina?

Earnest money deposits in South Carolina typically range from 1% to 3% of the purchase price. This deposit demonstrates good faith and is held in escrow until closing. The exact amount is negotiable between buyer and seller. Higher deposits can make your offer more competitive in multiple-offer situations.

Do I need a real estate attorney for closing in South Carolina?

Whether you need a real estate attorney depends on South Carolina law and local custom. Some states require attorney review or representation at closing, while others primarily use title companies. Regardless of legal requirements, having an attorney review your purchase agreement is always recommended to protect your interests.

How long does it take to close on a house in South Carolina?

A typical real estate closing in South Carolina takes 30 to 45 days from contract acceptance. The timeline can vary based on financing type, inspection results, appraisal scheduling, and title search completion. Cash transactions may close in as little as 14 days. Your purchase agreement should specify the target closing date.