Crystal Lake House For Sale By Owner in Chipley, FL

Property Description

FSBO Lakefront Home for Sale in Chipley, FL Crystal Lake, Natural Light, No HOA

Welcome to this rare Crystal Lake lakefront home for sale by owner in Chipley, Florida, a peaceful retreat priced at $425,000 offering privacy, breathtaking views, and direct access to one of North Florida’s most beautiful hidden gems.

Located on a quiet, walkable street in a small rural community, this 3 bedroom, 2 bathroom home with a loft style bonus room sits directly on Crystal Lake, known for its crystal clear water and soft white sand shoreline creating a true beach-like experience right in your own backyard. Enjoy swimming, kayaking, paddleboarding, fishing, skiing, or simply relaxing by the water.

Inside, the home is filled with amazing natural light and features brand-new downstairs flooring, creating a bright and welcoming atmosphere. The flowing layout connects indoor comfort with outdoor beauty, while water views from the den and loft bonus room make the space ideal for a home office, studio, or additional living area.

Step outside to a covered lakeside porch, perfect for morning coffee or sunset evenings overlooking the water. Beneath the porch is a storage basement area, ideal for lake gear and tools. A pole barn in the front yard provides covered parking for two vehicles or can be used as a workshop or additional storage.

Additional highlights include:

Direct lakefront access on Crystal Lake

3 bedrooms plus loft bonus room

Brand-new downstairs flooring

New A/C unit with upgraded tonnage

Covered porch with lake views

Pole barn for parking or workspace

No HOA

Appliances included: stainless steel refrigerator (bottom freezer), oven, dishwasher, microwave, washer & dryer

Approximately 45 minutes to Panama City Beach

This FSBO Chipley, FL lakefront home is ideal as a primary residence, vacation home, or peaceful retreat for nature lovers seeking tranquility, outdoor recreation, and meaningful family time.

Schedule your showing today and experience the beauty and serenity of Crystal Lake living for yourself.

Details & Amenities

• Heating:

• Cooling:

• Auxiliary SQ FT: 100

Listing History

Property Location

4247 Crystal Lake Dr, Chipley, FL 32428, USA, City - Washington County